NOTICE: Starting June 4th, our Dayton and West Carrollton drive-thrus will be temporarily closed as we upgrade our ATMs to Interactive Teller Machines (ITMs) for an enhanced banking experience. We expect to reopen by July 1. We appreciate your patience and look forward to serving you better!

Become a Member Schedule Appointment
Personal Online Banking Business Services Online Banking
Search Search Search Locations

Being local means
doing more for our members…
and their friends and family.

We’ll bet you know someone who’d like more from their financial institution. Tell us who, and we’ll do the rest.

Referring River Valley is fast and easy! Plus you could earn $50 per new referral. Simply fill out the form below and we’ll take it from there.

Download the Referral Reward Card

Refer Someone
to RVCU

Please complete the following form
to refer someone to RVCU.

First, tell us about yourself!

Next, tell us who you would like to refer to River Valley!

New membership with direct deposit of $50 or more or new River Valley loan of $10,000 or more required. $50 deposit will be made into the River Valley Credit Union savings accounts of both the referring member and the referee within 30 days of the first direct deposit of $50 or more being made into the referee’s River Valley account or within 30 days of new River Valley loan disbursement of $10,000 or more. Valid only on new memberships, pending membership eligibility and qualification requirements. Offer valid until 12/31/2025.