Checking
"River Valley checking allows me to save better and spend easier."
| Checking | Benefit | Requirements | Min. Debit Purchases ✝ |
|---|---|---|---|
| Spender | Unlimited cash back on monthly debit purchases over $600 | E-statement | 6 or $3.95/month fee applies |
| Saver | Higher interest and ATM fee refund up to $25/month* | E-statement and direct deposit of $500+/month | 12 or lower interest rate |
| Simple | No monthly service charge | None | None |
| Senior | Unlimited cash back on monthly debit purchases over $600. 1 free box of checks/year. | Age 60+ and direct deposit of $500+/month or $3.95/month fee applies | None |
* Receive 0.75% Annual Percentage Yield (APY) & ATM Fee Refunds up to $25 monthly if requirements are met up to balances of $25,000 (a rate of 0.10% APY applies for any balance above $25,000). If requirements are not met during the statement cycle, a rate of 0.02% APY will apply, and ATM fees will not be refunded. There is no minimum balance required and no monthly service charge. To qualify for 0.75% APY all requirements must be posted to checking account BEFORE the last business day each month.
✝ Debit card purchases must be posted to checking account before the last day of the month.
Current Members Open
Checking Online
Click the "New Accounts" tab in Online Banking
Where do YOU Tap It?
Now you can swipe, insert
or tap it all over town.
Available same-day, with no wait, in all branches.
PayDay Express
With Direct Deposit and Online Banking, you can access your paycheck sooner!
Click Online Banking below.
In online banking, select the "Member Services" tab at the top of the page and click "ACH Transactions." If there are "Pending Electronic Transactions," you may be able to select "Instant Deposit."
Round-Up Debit Card
Add to your savings every time you swipe.
- Swipe your debit card
- Your purchase is rounded up to the nearest dollar
- The roundup amount goes into your savings
Click “Debit Card Roundup” under the “Member Services” tab at the top of your screen.
Mobile Access
- Transfer between accounts
- Mobile check deposit from anywhere!
- Set alerts
- Monitor and improve your credit score
Online Banking
- Transfer money between accounts
- Electronic bill pay
- See e-statements
- Monitor and improve your credit score
Get Started
This form is to receive more information about checking accounts. Additional steps will be needed to actually open an account.
"I Can Literally Bank From Anywhere."
You have access to nearly 30,000 surcharge free ATMs and more than 5,000 branches across the country!
Also look for
Routing Number: 2422-7871-3