Biz Checking & Savings
"I always wanted to be my own boss."
Biz Online Banking Schedule Appointment
The Documents You’ll Need:
Bring the following:
- Name Registration filed with Ohio Secretary of State
- letter from the IRS, if not using personal SSN
- Valid identification on all signers
Bring the following:
- Articles of Organization filed with Ohio Secretary of State
- letter from the IRS, and/or Federal Tax Return; if not using Personal SSN
- Operating Agreement (not required for Sole Member LLC's)
- Valid identification on all signers
Bring the following:
- Articles of Incorporation filed with Ohio Secretary of State
- letter from the IRS and/or Federal Tax Return; if not using personal SSN
- Articles of Incorporation, By-laws, Code of Regulations, Charters and/or Constitutions (stating who has authority to manage financial deposit accounts)
- Valid identification on all signers
Bring the following:
- Articles of Incorporation filed with Ohio Secretary of State
- letter from the IRS; Federal Tax Return and/or W-9 form from the IRS
- Minutes, Corporate Resolution, and/or By-Laws signed by Board of Directors/Trustees; Charters or Constitutions (stating who has authority to manage financial deposit accounts)
- Valid identification on all signers
| Checking | Built For | Free Transactions Per Month | Per Transaction If Over Limit | Minimum Daily Balance to Earn Dividends | Monthly Service Charge | |
|---|---|---|---|---|---|---|
| Small Biz Checking | Start-ups or other lower transaction companies | 100 | $0.25 | N/A | N/A | |
| Biz Dividend Checking | Retailers, Restaurants or other higher-transaction companies | 400 | $0.25 | $1,000 | $15* | See Rates |
| Vision Checking | Non-profits | 400 | $0.25 | $1,000 | N/A | See Rates |
* $15 monthly fee waived if average end-of-day monthly balance is above $10,000
Maximum monthly cash deposit for each checking account is $50,000. Cost per transaction over $50,000 is $0.15 per 100 transactions.
Products And Services
Treasury Management
- Biz Online Banking- Get easy access to your River Valley Credit Union biz account with mobile or online services.
- ACH- Gives you the ability to electronically collect payments from customers as well as pay venders and process employee payroll.
- Remote Deposit Capture- Scan multiple checks easily without frequent trips to the credit union using remote deposit capture.
- Merchant Services- Process debit and credit card transactions in store or online.
- Mobile Deposit- Allows you to securely deposit checks into your account using your mobile device.
- Bill Pay- A fast, easy, and secure way to pay your bills. Through online banking you can set up multiple automatic payments, schedule and set preferences for paying bills each month.
Accounting Needs
- QuickBooks- Integrate QuickBooks with your River Valley Credit Union accounts.