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Introductory rate as low as 6.99% APR* and Unlimited Rewards!

  • No annual fee
  • Unlimited Rewards
  • Low monthly minimum payment
Apply or Increase Your Limit

*Change of Terms: Effective 08/01/2023, Cash Advance / Security Overdraft Transfer Fee now 2% with maximum of $50.

*Annual Percentage Rate – Rate subject to change daily. Introductory APR, for qualifying members, for a period of 12 billing cycles. See “Rates and Disclosures” below for full details.

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ScoreCard Rewards

Reward Yourself with Merchandise and Travel Rewards

  • Fuel Discount Awards
  • Electronics
  • Home Goods & Tools
  • Business Products
  • Sports Gear
  • Kid's Stuff
  • And More

Scorecard Reward points are shown on your monthly credit card statement.

Scorecard Username & Password Required

Apply or Increase Your Limit Rates and Disclosures Balance Transfer Form Schedule Appointment

Contact Us

Credit Card Department

937-859-6260, ext. 2460

Lost or Stolen Credit Cards

1-800-543-5073 (24 hours)

Credit Card Form

Please complete the following form and a River Valley team member will contact you at the time you request.

Mastercard Guide to Benefits