Vehicle
Loans

^*REWARDS are credits posted to the specific loan. REWARD is equal to an annualized 1.00% of the loan’s principal balance on the date and at the time it is calculated. Relationship REWARD valid for borrower who has direct deposit of at least $1,000 into a River Valley Credit Union (RVCU) checking account each month. Borrower must establish an automatic funds transfer for the auto loan payment from their RVCU checking account. All accounts at RVCU must be maintained in a satisfactory manner and enrolled in e-statements. ANY loans in default do not qualify. Provided qualifications for the previous month are met on the first day of each current month, reward will be posted to the loan account on the last day of the current month as a credit to the loan. Reward will not be made on months where qualifications are not met. A BONUS REWARD equal to an annualized 0.50% of the loan’s principal balance on the date and at the time it is calculated will be rewarded if all of the above qualifications are met, plus the addition of an active River Valley credit card. Other restrictions may apply. See Credit Union for full details. Terms and conditions may change at any time. This REWARD’S Program may be cancelled at any time by member or RVCU. Valid on loans opened on or after May 1, 2023. Subject to change without notice.