Whether you are purchasing or refinancing your home,
our expert Mortgage Team will help you find the right loan program for you.
Applying is as
easy as 1, 2, 3!
- Click the button to create an account and get started.
- Complete the loan application.
- Submit the loan application and get pre-approved by the next business day.
CONVENTIONAL LOAN
A standard home mortgage for any qualifying borrower.
DETAILS
Choose a term, up to 30 years, that’s best for you
Down payment as low as 3%
No Prepayment penalties
BEST…
If you have strong credit and little debt. Also, a great option if you can afford to make a larger down payment to avoid PMI.
PORTFOLIO LOAN
A flexible loan for members who don't fit a traditional mold.
DETAILS
Possibility of more creative solutions
One-on-one help from a dedicated mortgage expert.
No Prepayment penalties
BEST…
If your credit score needs a little help or you have higher debt. Also, a good option if you are unable to provide certain documentation.
FHA LOAN
A mortgage insured by the Federal Housing Administration.
DETAILS
Flexible application guidelines
More forgiving of past credit
Down payment likely to be lower than a Conventional Loan
BEST…
For first-time homebuyers who may not have saved enough for a large down payment. Also, an option if you have suffered bankruptcy, foreclosure or other credit issues.
VA LOAN
A mortgage guaranteed by the US Department of Veterans Affairs.
DETAILS
No down payment
Low rates
Limited closing costs
No PMI
BEST…
For servicemembers, veterans and eligible surviving spouses.
HOMETOWN HEROES MORTGAGE
A special way to help out the people who help out our community.
DETAILS
100% Financing
No PMI
$500 off closing costs
Purchases only
Excludes some mortgage loan types.
BEST…
For the following eligible professions:
Educators
First Responders
Healthcare Workers
Military
Clergy
USDA Loan
Government-backed mortgage for rural homebuyers.
DETAILS
Flexible down payment options
USDA credit qualifications are less rigid
Low rates
BEST…
For low-to-moderate incomes who don't qualify for traditional mortgages and are able to meet specific geographic and income qualifications.
Estimated
Mortgage Payment
Use this simple loan calculator to
estimate your monthly payments.
* Calculations are not a guarantee of credit