There is nothing small
about small business!
The documents you will need:
SOLE
PROPRIETORSHIP
Name Registration filed with Ohio Secretary of State
letter from the IRS, if not using personal SSN
Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
LIMITED LIABILITY
COMPANY (LLC)
Articles of Organization filed with Ohio Secretary of State
letter from the IRS, and/or Federal Tax Return; if not using Personal SSN
Operating Agreement (not required for Sole Member LLC's)
Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
FOR-PROFIT
CORPORATIONS (INC.)
Articles of Incorporation filed with Ohio Secretary of State
letter from the IRS and/or Federal Tax Return; if not using personal SSN
Articles of Incorporation, By-laws, Code of Regulations, Charters and/or Constitutions (stating who has authority to manage financial deposit accounts)
Valid identification on all signers
*Additional Accounts are offered and Documents may be requested
NON-PROFIT
CORPORATIONS
Articles of Incorporation filed with Ohio Secretary of State
letter from the IRS; Federal Tax Return and/or W-9 form from the IRS
Minutes, Corporate Resolution, and/or By-Laws signed by Board of Directors/Trustees; Charters or Constitutions (stating who has authority to manage financial deposit accounts)
Valid identification on all signers
*Additional Accounts are offered and Documents may be requested| Checking | Built For | Free Transactions Per Month |
Per Transaction If Over Limit |
Minimum Daily Balance to Earn Dividends |
Monthly Service Charge |
|
|---|---|---|---|---|---|---|
| Small Business Checking |
Start-ups or other lower transaction companies |
100 | $0.25 | N/A | N/A | |
| Biz Dividend Checking |
Retailers, Restaurants or other higher-transaction companies |
400 | $0.25 | $1,000 | $15* | See Rates |
| Vision Checking |
Non-profits | 400 | $0.25 | $1,000 | N/A | See Rates |
* $15 monthly fee waived if average end-of-day monthly balance is above $10,000
Maximum monthly cash deposit for each checking account is $50,000. Cost per transaction over $50,000 is $0.15 per 100 transactions.
BIZ DEBIT CARD
Click below to apply for the River Valley Debit Card.
Apply NowView The Debit Card Benefits Guide
Products and Services
TREASURY MANAGEMENT
BIZ ONLINE BANKING
Get easy access to your River Valley Credit Union biz account with mobile or online services.
MOBILE DEPOSIT
Allows you to securely deposit checks into your account using your mobile device.
MERCHANT SERVICES
Process debit and credit card transactions in store or online.
REMOTE DEPOSIT CAPTURE
Scan multiple checks easily without frequent trips to the credit union using remote deposit capture.
ACH
Gives you the ability to electronically collect payments from customers as well as pay venders and process employee payroll.
BILL PAY
A fast, easy, and secure way to pay your bills. Through online banking you can set up multiple automatic payments, schedule and set preferences for paying bills each month.
ACCOUNTING NEEDS
Quickbooks
Integrate QuickBooks with your River Valley Credit Union accounts.