Checking Accounts Made for Everyday Life
Simple Banking. Friendly Faces. Local Service.
At River Valley Credit Union, checking accounts are designed to make everyday banking easy and stress‑free. We proudly serve members across the Miami Valley with local branches, friendly employees, and a simple process that puts people first. Whether you want straightforward checking or rewards for how you spend, we’re here to help you choose what fits your life.
Our Checking Account Options
Everyday
Simple. Reliable. Easy to use.
Everyday Checking is our no‑frills option for members who want straightforward banking without extra requirements. It’s a great fit if you want easy access to your money and local support whenever you need it.
Best Option If:
- You don’t want a monthly service charge
- You want a debit card for everyday purchases…same day
- You want mobile and online banking access 24/7
- You want access to our investment platform
RewardU
Get rewarded for the way you spend.
RewardU Checking is built for members who use their debit card regularly and want to earn rewards. When you use your account for everyday purchases, you get more value back—while still enjoying personal, local service.
Best Option If:
- You want 3% cashback on your first $500 on debit card purchases*
- You want e-statements
- You want easy to use digital banking tools
- You can enjoy the account fee free
*(Must have 15 debit card transactions per month and e-statements)
Looking for a senior account? If you are over the age of 65, you automatically get 1 free box of checks a year on any checking account that works for you.
Getting Started Is Easy
Opening a checking account is quick and simple.
River Valley Credit Union offers simple checking accounts for members throughout the Miami Valley. With Everyday and RewardU Checking, members enjoy easy access to their money, digital banking tools, and friendly local service from a trusted credit union.