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What is a HELOC?
A Home Equity Line of Credit (HELOC) is a flexible borrowing option that allows you to access funds using the equity you’ve built in your home. Instead of receiving a lump sum, a HELOC works more like a credit line—you can draw money as needed during a set period and only pay interest on what you use. It’s a popular choice for ongoing expenses like home improvements, debt consolidation, or unexpected costs, offering convenience, flexibility, and control over your finances.
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