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A River Valley girl in a Miami Valley world sharing her insight on all things fun and informative.

10 Tip to Make Your First Year in College a Little Easier

Posted On: July 19th, 2018
It’s hard to believe, but school will be back in session soon. Move-in day for your college freshman will be here even sooner! Starting college can be a daunting task, especially if your child is going to an out-of-town or out-of-state institution. He or she may start out not knowing anyone or even what to expect, but eventually everything usually falls into place. I know my first few months in college were a big eye opener for me. ...read more

8 Fun Summertime Kids Activities

Posted On: July 17th, 2018
I love summer! The days are warmer and longer, so there is more time for outside fun. Summer is also the time of year when the kiddos are out of school and home full time. When I was young, I used to spend my summers at the local pool and library, but pool passes can get expensive, and not every kid enjoys reading. That said, there are many free and low-cost summer activities ...read more

Credit vs. Debit: When to Choose the Right Card

Posted On: July 13th, 2018
Most of us have debit and/or credit cards and use them frequently. They are easy to use and extremely convenient. They give you instant access to the money in your account without having to set foot in a credit union. Because debit cards are linked directly to your checking account, each time you swipe the card, money comes directly out of your account. Actually, a credit card is essentially a loan: ...read more

5 Ways to Start Saving

Posted On: July 10th, 2018
Ideas on how to save money have been the most requested topic from readers. Having a savings account is so important, but many people simply can’t or don’t know how to build up their nest egg. The general rule of thumb is that you should have six months’ worth of expenses saved up for unexpected situations. ...read more