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Val's posts from: July 2018

9 Upcoming Festivals Not to Miss

Posted On: July 31st, 2018
August is right around the corner and so are some really fun festivals. Some of my favorites occur in August and September. What makes these my favorites? The food! The variety of cultures, flavors and styles represented will give your taste buds an amazing experience. My daughter has a blast, too. ...read more

4 Tips to Make Applying for Scholarships Easier

Posted On: July 27th, 2018
Applying for scholarships and grants is a daunting task, but it doesn’t have to be. Most students are overwhelmed and don’t know where to begin. I know I didn’t. While it’s great that there are so many resources available now to potential students, at the same time, having so many resources can be a bit overwhelming. Adding to the challenge of “too many choices” is the fact that you will be giving out your personally identifying information to many different places. ...read more

5 Inexpensive DIY Projects for College Dorms

Posted On: July 24th, 2018
In just a few short weeks it will be college move in day. That means you are going to need stuff to fill that dorm room! There are plenty of dorm necessities checklists out there (find one here) but something else to think about is décor. Adding décor will make is seem more like home for the time you are there. Now, home décor can get pricey, but fortunately there are ways to decrease the cost. ...read more

10 Tip to Make Your First Year in College a Little Easier

Posted On: July 19th, 2018
It’s hard to believe, but school will be back in session soon. Move-in day for your college freshman will be here even sooner! Starting college can be a daunting task, especially if your child is going to an out-of-town or out-of-state institution. He or she may start out not knowing anyone or even what to expect, but eventually everything usually falls into place. I know my first few months in college were a big eye opener for me. ...read more

8 Fun Summertime Kids Activities

Posted On: July 17th, 2018
I love summer! The days are warmer and longer, so there is more time for outside fun. Summer is also the time of year when the kiddos are out of school and home full time. When I was young, I used to spend my summers at the local pool and library, but pool passes can get expensive, and not every kid enjoys reading. That said, there are many free and low-cost summer activities ...read more

Credit vs. Debit: When to Choose the Right Card

Posted On: July 13th, 2018
Most of us have debit and/or credit cards and use them frequently. They are easy to use and extremely convenient. They give you instant access to the money in your account without having to set foot in a credit union. Because debit cards are linked directly to your checking account, each time you swipe the card, money comes directly out of your account. Actually, a credit card is essentially a loan: ...read more

5 Ways to Start Saving

Posted On: July 10th, 2018
Ideas on how to save money have been the most requested topic from readers. Having a savings account is so important, but many people simply can’t or don’t know how to build up their nest egg. The general rule of thumb is that you should have six months’ worth of expenses saved up for unexpected situations. ...read more

5 Finance Apps You Should Add to Your Phone

Posted On: July 6th, 2018
When it comes to personal finance apps, there is a wealth of them to choose from. So many, in fact, that even though I talked about them before (you can read my prior post here). I wanted to do a follow-up on the subject and cover a few more. With these apps, your smartphone becomes a great tool in improving your financial health and knowledge, helping build your savings account, and even paying off debt. ...read more

8 Easy Independence Day Recipes

Posted On: July 3rd, 2018
It’s no secret: I love food and Independence Day! So I thought, why not a blog post combining the two! At our annual Fourth of July cookout I try to make it as festive as possible—which means a lot of red, white and blue stuff, including the food. ...read more